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  • Business - Companies
  • Updated: May 25, 2022

USSD Banking Codes Mobile Users Should Know

USSD Banking Codes Mobile Users Should Know

Unstructured Supplementary Service Data (USSD) banking codes sometimes referred to as "quick codes'’ is a type of banking that allows people to carry out bank transactions by simply dialling a shortcode on the phone.

While making transactions with USSD codes, the use of the internet is not required which makes USSD banking accessible to everyone.

To perform transactions with a bank's USSD code, customers must have a bank account linked to their mobile telephone number.

Customers don’t need to go to a bank to register for the USSD code. Registration is done with mobile phones as long as customers can provide a bank's debit card and Biometric Verification Number (BVN).

Various banking transactions can be carried out via the bank’s USSD codes such as buying airtime, opening a bank account, checking your account balance, transferring money to your bank and other banks, and payment of utility bills, etc.

Below is the list of Banking USSD codes in Nigeria:

Access (Diamond) Bank – *901#

EcoBank – *326#

Fidelity Bank – *770#

First Bank – *894#

First City Monument Bank (FCMB) – *389*214#

Guaranty Trust Bank (GTB) – *737#

Heritage Bank – *322*00#

JAIZ Bank – *389*301#

Keystone Bank –  *7111#

Polaris Bank – *833#

Stanbic IBTC Bank – *909#

Sterling Bank – *822#

United Bank for Africa (UBA) – *919#

Union Bank – *826#

Unity Bank – *7799#

Wema Bank – *945#

Zenith Bank – *966#

Other benefits of USSD banking include:

  • Opening an account from anywhere.
  •  A minimum opening balance is not required to open a new account via USSD.
  • Customers have unlimited access to their sister account at any time.
  • The use of the internet is not required
  • USSD banking is available 24 hours a day.
  • Customers are saved from the stress of queuing up in the banking halls

 

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